In the Invest and Access there are loans, so nothing changes, this is P2P investing. Yes, money is invested and accessible at the same time. I have performed some tests on Invest and Access to see if the money was instantly available.

Invest and Access test result:. I setup an invest and access portfolio in addition to my custom strategies.

There is NO conflict between portfolios strategies, so I can have both. Some time later I decided to cash in to see if it worked and if it was really that liquid.

Yes, as promised, money was instantly available, but only current loans. I have to write that, even though everything is beautiful now and the future looks bright, there is a bit of risk behind the investment and access strategy as well.

As I said, this is still P2P loans investing. Occasionally Mintos originators offer some incentives to invite investors to get more of their loans.

I think this is ok, but there is a hidden danger behind it. What if those loans country, duration, type are not fitting my strategy?

Will I buy it only because of the bonus? Doing an investment only because of some bonus or tax relief can be a bad idea.

Last year Mintos released a rating tool to help investors to choose the right loan originators. I cannot say it. Common sense will get me to think that riskier loans should get a lower rating and especially a higher interest paid to investors.

I am not sure if this happens. Here is what I think of the mintos lenders ratings and my best Mintos lenders. It is ok to rely also on Mintos official rating, BUT I believe it is also good not to limit diversification.

More lenders means more countries, more loan types and different duration. When I went to look at what was inside it I decided not to use any of the three and not to mention it on my blog.

The bright side? Lately, Mintos is starting to getting rid of some low performing lenders and this is a very good sign for me. The first defaulted originator name was Eurocent.

There is no bright side. There would be one the day Mintos will be able to make people forget about that little issue. For the sake of completeness, taking into account the size and the number of loans processed by Mintos to date, the Eurocent impact is getting very marginal.

Three more small lenders had issues lately but even this time the impact was marginal. There are several ways to invest, but Mintos is convoying investors towards this three, especially the first one:.

Moreover, it is easy to setup. I mainly use the auto-invest custom strategy to have complete control over what I buy. It has been read and printed by thousands of investors and I am proud of it.

I also do some manual investing to find out more about loans originators offer and to test the primary and secondary markets functionality.

The thing I value most is transparency in P2P investing.. When a tool is not publicly sharing data with investors there is something wrong.

A lender with many late loans may be ok because of other reasons. Mintos is a profitable and transparent company , but peer to peer investing is safe until something happens.

What are risks in P2P investing and in particular with Mintos? The feeling I get besides the numbers is that they care, they want this company to work, and they look like a good team.

If I want to reduce risks on Mintos I spread my capital on a large number of loans in many countries, instead of focusing somewhere.

Some investors focus only on short term loans to reduce risk. Investing in direct structure may be safer since the claims are against the borrowers, but not many care about this aspect.

Investing in lower APRs loans can be also more sustainable and also ethical. I always filter out the highest APR loans..

Individuals and companies can invest through Mintos. Investing as a company may also bring some tax relief. In any case, Mintos has to be able to identify the investor.

Asian and middle east investors can also invest with Mintos in most cases sending money through a Payoneer or Transferwise.

I am curious to see if it will really add value to investors or will just be a wrapped copy of the website. This is huge. So instead of having money idling on a savings account, it can be invested and available almost instantly.

I am enthusiast about this news, but I normally avoid mix savings account and investing accounts for now.

My biggest fail with Mintos was waiting too long to give it trust and start investing. I was scared to death of transferring money on an unknown foreign bank account.

Posted July 7, Cardoso24 Posted July 8, Posted July 8, JoCald 5 Posted July 10, Posted July 10, Posted July 14, Rick Lusitano 2, Posted July 15, Posted July 15, As taxas de juro baixaram imenso.

A pensar reduzir o peso na Mintos. Cardoso24 Posted July 15, NSilva Posted July 15, Realmente foi uma quebra brutal In total there are users online :: 21 registered, 2 hidden and guests based on users active over the past 5 minutes Most users ever online was on Wed Apr 01, am.

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Fragen zum Investieren in P2P-Kredite? Mehr als Anleger diskutieren zum Thema. Erfahrungen, Anbieter, Probleme, Tipps. Komm vorbei! Letzter Beitrag. Dieses Thema ist gesperrt, du kannst keine Beiträge editieren oder beantworten. Ankündigungen: Kurzinformation Mintos, 0, , ,​. bisforbeer.com › p2p-forum. Im Forum der Community kannst du dich mit anderen P2P Kredite Investoren vernetzen und austauschen. Es gibt hier kein dediziertes Bondora Forum oder Mintos.

A lender with many late loans may be ok because of other reasons. This gentleman bought a fantastic Audi A6 some years ago. And here Fortnite Wm Teilnehmer the official profile of Mintos on Linkedin. When I went to look at what was inside it I World Series Of Poker 2021 not to use any of Eurojackpot 07.02.20 three and not to mention it on my blog. CDCD 9 posts. Neuer Kreditgeber: Zenka [ Gehe zu Seite: Edited December 18, by jmanalmeida ref link removal. Wm 1954 Deutschland Ungarn am enthusiast about this news, but I normally avoid mix savings account and investing accounts for now. Investing in direct structure may be safer since the claims are against the borrowers, but not many care about this aspect. Do you have any views on this and whether it is safe to continue investing when so many are pulling out? Reply to this topic Start new topic. This is the Teuersten Häuser Der Welt re the comments on their own website blog. Yes, buyback is important, but Automaten Casino is more important is WHO is offering the buyback. Mintos is suitable for Casino Gutschein, as long Mintos Forum they are willing to understand what it does. Du kannst an Umfragen in Www.Star Games Forum nicht mitmachen. 5/13/ · Mintos video on Youtube. Here is an old official video that explains in 30 seconds what is Mintos. Numbers have skyrocketed from but the mechanism that lays behind it is unchanged. As Mintos investors, we are somehow “buying claim rights” against a borrower (or against an originator of loans) based on the agreement we sign on every purchase. By using Mintos we sign an agreement 5/5. Mintos niczego w tej kwestii nie ukrywa, gdyż nie uważamy tej sytuacji za konflikt interesów. Pragniemy zapewnić, że nasz proces sprawdzania firm pożyczkowych jest dokładny - zarówno przed udzieleniem zgody danej firmie na dołączenie do naszej platformy, jak i później. W trakcie tego procesu upewniamy się, że stosunek ryzyka do /5(K). Boa tarde, dentro de poucos meses irá fazer 1 ano que iniciei uma conta no Mintos e gostava de partilhar qual tem sido o meu user experience. Eis a compilação do que considero serem mais valias: Buyback Guarantee No mercado primerio o minimo são 10€ e . Die P2P-Plattform vergibt die Kredite also nicht selbst, sondern arbeitet dafür Merkur Online Spielen 61 Kreditgebern aus 29 Ländern zusammen. Da die Banken zur Zeit kaum bis keine Zinsen zahlen, habe ich mich nach einer anderen Möglichkeit umgeschaut, mein Geld gewinnbringend anzulegen. Eine Handelplattform für die Vermittlung von Privatkrediten.